Law mandating auto parts availability
After receiving judgment against Intact’s insureds, the pedestrian and her family brought an action against Intact under section 258(1) of the Insurance Act.
An explanation of retest fees can be found on the DVSA's website.
However, because of misrepresentations in the application regarding the wife’s driving record, Intact purported to rescind the policy shortly after issuing it, a couple of months before the accident.
Of note, Intact did not terminate the contract pursuant to the Statutory Conditions. There was no return of premiums (because no premiums had been paid).
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The Court found that the purpose of these requirements under the Insurance Act and Compulsory Automobile Insurance Act is: to ensure that a person who drives a car always knows whether they are insured, so that they can take steps to bridge any gap in their coverage, both for their own benefit and for the benefit of other drivers.