Post dating cheques in australia
As a consequence, the use of post-dated checks is rarely justified.Lawyers who were trained in commonwealth jurisdictions may have an ingrained concept that backdating a document is generally improper, if not illegal.This includes but is not limited to: insufficient funds, amount in words and figures differs, cheque is stale or post-dated, signature is unlike specimen held, and alterations have been made without sufficient signature authority.If the dishonour notice you receive states one of the following as the reason for the dishonour: effects not clear, you can re-bank the cheque.Limited services for some Bank of Queensland card holders may continue to be available.
The more often you write checks, the more natural the process will become. Once a check is signed, it becomes legal tender regardless of the date of the check.
We regret to advise that [email protected] services for Bank of Queensland, Geelong Bank and Fire Service Credit Union are no longer available at Australia Post as of 1 July 2019.
This is in addition to ANZ banking services and Tabcorp.
Writing checks is an easy and important skill every adult should know.
To write a check, fill in the current date on the line in the upper right corner, the name of the recipient in the "Pay" field, the numerical amount next to the dollar sign ($), and the written form of the same amount on the line beneath; sign the check on the bottom right line and consider adding a "memo" about the check's purpose on the lower left line.
If a cheque is not presented to us for payment within a certain period of time (usually six months from the date written on the cheque) we may pay the cheque; decline to pay the cheque; or make any further enquiry we consider necessary before deciding whether to pay or not to pay the cheque.